Stripe Platform Integration
Stripe is an online payment processing platform. With CiaoBooking's integration, it will be possible to:
- Process the amounts due from the credit cards of bookings using the credit card on file.
- Enable payment of the tourist tax during online check-in.
- Allow the customer to pay any outstanding amounts through the Customer Portal.
How to Activate the Connection
To link your Stripe account to CiaoBooking, follow these simple steps:
- Navigate to Settings ā Companies ā Settings.
- In the "Payment Methods" section, click on "CONFIGURE".
- Enable the "STRIPE" option.
- Click on the "Connect Stripe Account" button.
- You will be redirected to Stripe's website, where you will need to enter your account credentials or follow the guided procedure to create a new account.
- Once completed, you will be redirected back to the same payment methods section, where you will need to complete the information below.
SCA/PSD2 Options
Choose one of the following options for SCA/PSD2 compliance:
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MOTO Transaction - NO SCA - high risk of declined transactions: This option attempts to bypass the SCA/PSD2 verification. The transaction will not require confirmation from the customer, but the customer could later dispute the payment with their bank.
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Always send SCA - authentication required: With this option, the system will always require customer authentication through SCA/PSD2. The payment will be confirmed only after the customer completes the authentication process. When this option is enabled, the customer will ALWAYS receive an email with a request for authorization. They must follow the verification procedure set by their bank. This is the most secure option but complicates the transaction process.
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Allow the bank to choose SCA - recommended: With this option (recommended), Stripe will evaluate the risk of the transaction. If it is deemed risky, Stripe will ask the customer for double authentication (SCA).